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Financing & Payment

We accept CareCredit and Cherry patient financing, so the right procedure with the right surgeon does not have to wait for the right month.

Two financing partners

CareCredit

A dedicated health and wellness credit card used by millions of patients. Once approved, you can use it for cosmetic procedures, injectables, weight loss programs and wellness services — and reuse it for future visits without reapplying.

  • Promotional financing options on qualifying purchase amounts
  • Reusable credit line for future treatments
  • Apply online in minutes, or with our coordinator in the office

Apply with CareCredit

Cherry

Point-of-sale patient financing built for aesthetic practices. Cherry's qualification check does not affect your credit score, decisions come back in seconds, and payments are spread into fixed monthly installments.

  • Qualification check with no impact to your credit score
  • Instant decision, monthly payment plans
  • Works for surgical and non-surgical treatments alike

Apply with Cherry

Direct payment

We also accept major credit cards, debit and cash. Your surgical quote is given in writing after your consultation, with everything included so there are no surprise line items on surgery day.

  • Written all-inclusive quote after consultation
  • Deposit reserves your surgical date
  • Coordinator available to walk through the numbers

Get a written quote

Approval amounts, terms and promotional periods are set by CareCredit and Cherry, not by our practice, and depend on your application. Our team can tell you what a specific procedure costs; only the lender can tell you what you qualify for.

How patients usually plan it

01

Consult first

Get the plan and the written quote before you apply, so you know the exact amount you need financed.

02

Check what you qualify for

Cherry's check does not affect your credit score, so most patients start there and use CareCredit for larger or reusable balances.

03

Reserve your date

Once financing is approved, your deposit locks the surgical date at the location you chose — San Antonio or Burnsville.

04

Plan recovery, not just payment

Budget time off and compression garments too. Your coordinator will tell you exactly what to expect for your procedure.

Straight talk about cost

Choosing a surgeon on price is the most expensive decision in aesthetics. Revision work costs more than doing it correctly the first time, and some results cannot be revised. Dr. Balgobin performs every surgical procedure himself, which is a large part of what you are paying for.

What we will always do: give you an honest assessment of what your goal actually requires, quote it in writing, and tell you if we think you should wait — for weight loss, for healing, or for savings.

Request a consultation

Frequently asked questions

Do you offer financing for cosmetic procedures?

Yes. We work with CareCredit and Cherry, two patient financing companies used widely in aesthetics. Both let you spread the cost of your procedure into monthly payments, and you can apply online before your visit or with our coordinator in the office.

Does checking financing hurt my credit?

Cherry's qualification check is designed not to affect your credit score. CareCredit involves a credit application; ask CareCredit directly about how their application is reported.

Can financing be used for injectables, weight loss or hormone programs?

Yes. Both CareCredit and Cherry can be applied to non-surgical treatments such as injectables, skin treatments, medical weight loss and hormone or peptide programs, not just surgery.

Is insurance accepted?

Cosmetic procedures are elective and are not covered by insurance. Some wellness services may be eligible for HSA or FSA funds depending on your plan; check with your administrator.

How much is a deposit?

A deposit reserves your surgical date and is applied to your total. Your coordinator will give you the exact figure with your written quote after consultation.

Ready for a straight answer?

Request a consultation and Dr. Balgobin will tell you what's achievable for your anatomy, what it costs, and what recovery actually looks like.

Request a consultation